SIP Calculator

Estimate the future value of a monthly SIP investment, including invested amount and estimated returns. Free and accurate.

Invested
60000
Future value
64046.64
Est. returns
4046.64

How to use

  1. Enter your monthly investment amount.
  2. Enter the expected annual return and duration in months.
  3. Read the invested amount, future value, and estimated returns.

Examples

  • 12% for 12 mo: 5000/mo → 64046.64
  • 10% for 10 yr: 10000/mo → 2065520.20

FAQ

How is SIP future value calculated?
FV = P · (((1+i)^n − 1) / i) · (1+i), where P is the monthly investment, i is the monthly rate (annual ÷ 12 ÷ 100), and n is the number of months. It assumes investment at the start of each month.
Are returns guaranteed?
No. The annual return is an assumption you enter. Actual market returns vary, so treat the result as an estimate.
Is the duration in months or years?
Months. For a 10-year SIP, enter 120.