Social Security Calculator
Rough estimate of your monthly Social Security benefit at full retirement age using 2024 bend points — not official; not advice.
- Estimated monthly benefit
- 2280.92
- Estimated annual benefit
- 27371.04
How to use
- Enter your Average Indexed Monthly Earnings (AIME).
- Read the estimated monthly benefit at full retirement age.
- Read the estimated annual benefit.
Examples
- AIME $5,000:
monthly $2,280.92 - Annual estimate:
$5,000 AIME → $27,371.04 / yr
FAQ
- How accurate is this estimate?
- This is a simplified PIA estimate using 2024 bend points. Your real benefit depends on your full earnings history and your claiming age — see ssa.gov for an official statement.
- What is AIME?
- Average Indexed Monthly Earnings — your highest 35 years of wage-indexed earnings averaged over months. The Social Security Administration computes it from your full earnings record.
- What are bend points?
- Fixed dollar thresholds that split your AIME into tiers credited at 90%, 32%, and 15% to compute your Primary Insurance Amount (PIA) — the benefit at full retirement age.