Down Payment Calculator
Calculate your home down payment and remaining loan amount from the home price and down payment percent. Free and accurate.
- Down payment
- 70000
- Loan amount
- 280000
How to use
- Enter the home price.
- Enter the down payment as a percent of the price.
- Read the down payment amount and the resulting loan amount.
Examples
- $350,000 at 20%:
down $70,000 → loan $280,000 - 0% down:
$350,000 → loan $350,000
FAQ
- How is the down payment calculated?
- Down payment = home price × down payment percent ÷ 100.
- What is the loan amount?
- The home price minus your down payment — the amount you need to borrow.
- How much should I put down?
- 20% is a common target to avoid private mortgage insurance, but many loans allow far less.