Investing & Savings

Grow and track money over time: compound interest, ROI, IRR and NPV, dividend income, stock averaging, bond yields, CD and CD-ladder returns, savings goals, and net worth.

33 free investing & savings tools, no signup.

• 529 College Savings CalculatorProject the future value of a 529 college savings plan from current savings, monthly contributions, return, and years to college.
• APY CalculatorConvert a nominal interest rate and compounding frequency into annual percentage yield, with one-year interest.
• Bond Price CalculatorPrice a bond from its face value, coupon rate, yield to maturity, and term to see its present value, total coupon income, and current yield.
• Bond Yield CalculatorCalculate a bond current yield and estimated yield to maturity from its face value, coupon rate, price, and term. Free and private.
• CAGR CalculatorCalculate the compound annual growth rate from a beginning value, ending value, and number of years. Free CAGR and total-growth calculator.
• CD CalculatorCalculate the maturity value, interest earned, and APY on a certificate of deposit from rate, term, and compounding frequency.
• CD Ladder CalculatorPlan a CD ladder in seconds: see the amount per rung, the total value at maturity, and interest earned from your deposit and APY across staggered terms.
• Compound Interest CalculatorCalculate how much a lump-sum investment grows with compound interest. Enter principal, rate, years, and compounding frequency to see the final amount and interest earned.
• Crypto Profit CalculatorWork out the profit or loss on a crypto trade after buy and sell fees, with your return as a percentage of cost.
• Dividend CalculatorWork out dividend income from your shares, price, and dividend yield, broken down by year, quarter, and month. Free dividend income calculator.
• Dividend Yield CalculatorCalculate dividend yield from annual dividend and share price, plus cost and yearly income for a holding.
• Dollar Cost Averaging CalculatorSee how averaging into an asset over several fixed-dollar buys builds up your shares, your average cost, and your return.
• Emergency Fund CalculatorFind out how big your emergency fund should be and how long it will take to build. Based on your monthly expenses, target coverage, and monthly saving.
• Future Value CalculatorCalculate the future value of a lump sum and monthly contributions with compound interest. Free and private.
• Inflation CalculatorCalculate the future cost and lost buying power of money over time at a given inflation rate. Free and private.
• Interest CalculatorCalculate simple or compound interest on any principal. Enter the rate, term, and compounding frequency to see the interest earned and the final balance.
• Investment CalculatorSee how an investment grows from a starting balance and monthly contributions at a given return. Free compound-growth calculator with no signup.
• IRR CalculatorCalculate the internal rate of return (IRR) from a series of cash flows. Enter the initial outlay and each period return for one annualized rate on an uneven investment or project.
• Money Market Account CalculatorProject the balance of a money market account from its APY, an opening deposit, and your monthly contributions.
• Net Worth CalculatorAdd your assets, subtract your liabilities, and see your net worth. Free and accurate.
• NPV CalculatorDiscount a series of cash flows to their net present value using a chosen discount rate.
• Portfolio Rebalancing CalculatorWork out the buys and sells to rebalance your portfolio to a target allocation. Free portfolio rebalancing calculator, private and fast.
• Present Value CalculatorCalculate the present value of a future sum of money at a chosen discount rate. Free and private.
• Rate of Return CalculatorCalculate the total and annualized rate of return on an investment. Include dividends or other income and any holding period in years.
• ROI CalculatorCalculate return on investment as a total percentage and an annualized rate from your cost, final value, and holding period.
• Savings CalculatorSee how much your savings will grow with a starting balance, monthly deposits, and a fixed interest rate, with total contributions and interest earned.
• Savings Goal CalculatorFind the monthly deposit needed to reach a savings goal by a set date, with interest. Free and accurate.
• Simple Interest CalculatorCalculate simple interest and the total amount from a principal, annual rate, and time in years. Free and accurate.
• SIP CalculatorEstimate the future value of a monthly SIP investment, including invested amount and estimated returns. Free and accurate.
• Stock Average CalculatorFind your average cost per share and total cost basis across multiple stock purchases.
• Stock Profit CalculatorCalculate net profit or loss and percentage return on a stock trade after buy and sell commissions.
• Stock Return CalculatorCalculate total and annualized stock return from buy price, sell price, dividends, and holding period. Free and accurate.
• Time Value of Money CalculatorCalculate the future value or present value of money over time. Handles a lump sum, recurring deposits, an interest rate, and any compounding frequency.